Privacy Policy

We may collect information about you in a variety of ways. The information we may collect on the Site includes:

• Personal Data: Personally identifiable information, such as your name, email address, and username/password information that you voluntarily give to us when you register with the Site.
• Financial Data: Payment card and billing details are handled by our third-party payment processors (such as Stripe or Eduzz). We do not store full payment card numbers on our servers; we retain only what is needed to confirm payment status and manage subscriptions. Review each processor's privacy policy for details about their practices.
• Community and Mentorship Data: If you participate in mentorship scheduling or community features, we may collect information such as your name, email, scheduling preferences, and any profile details you choose to share.
• Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.
• Usage Information: In addition to information that you choose to submit to us, we and/or our service providers may automatically collect and/or store certain information when you visit or interact with the Site ("Usage Information"). This Usage Information may be stored and/or accessed from your personal computer, laptop, tablet, mobile phone, or other device (a "Device") whenever you visit or interact with our Site. Usage Information may include: your IP address or other unique identifier; your Device functionality (including browser, browser language, operating system); referring and exit web pages and URLs; the areas within our Site that you visit and your activities there; your Device location or other geolocation information; and the time of day you visit our Site.
• Information We Collect When You Interact with Third-Party Sites: The Service may include functionality that allows certain kinds of interactions between the Site and your account on a third-party website or application (such as social networks or messaging platforms). The use of this functionality may involve the third-party site providing information to us. These third parties may retain any information used or provided in any such communications and their practices are not subject to our Privacy Policy.

In all instances, your decision to provide us with information is voluntary, but if you choose not to provide any requested information, you may not be able to take advantage of all of our Services.

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:

• Create and manage your account.
• Process your payments and subscriptions.
• Email you regarding your account or order.
• Improve the user experience of our Site and services.
• Monitor and analyze usage and trends to improve the Site.
• Respond to requests for information.
• Verify your identity and for fraud prevention.
• Protect the security and integrity of the Site.
• Comply with the law and protect the safety, rights, property, or security of the Company, the Service, and the general public.
• For internal business purposes and our legitimate interests.
• For purposes disclosed at the time you provide your information or as otherwise set forth in this Privacy Policy.

We do not sell your personal information and have no plans to do so. We may share information we have collected about you in certain situations:

• By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others.
• Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including payment processing (e.g., Stripe, Eduzz) and customer communication.
• Third-Party Social Media Platforms: If you interact with us through Third-Party Social Media Services (such as community platforms, X, YouTube, or messaging apps), we may share limited, non-personally-identifiable information as necessary to facilitate that interaction. We do not sell or market your Personal Information to any third party.
• Business Transfers: In the event of a merger, acquisition, reorganization, bankruptcy, or other sale of all or a portion of our assets, your Personal Information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our Site of any change in ownership or uses of your Personal Information.
• Aggregated or De-Identified Information: We may disclose aggregated or de-identified information that cannot reasonably be used to identify you. Such information is not Personal Information and is not subject to this Privacy Policy.
• Market Data Authorities and Exchanges: We may share certain subscriber information (including your name, billing address, employer, job function, and subscriber classification status) with securities exchanges, market data processors, and market data authorities (such as the Options Price Reporting Authority and Cboe Global Markets) as required by our data vendor agreements and applicable securities regulations. This disclosure may be necessary to comply with market data reporting and audit obligations imposed on vendors that distribute exchange data. We do not share this information for marketing purposes, and these entities are subject to confidentiality obligations with respect to subscriber data they receive.

We may use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience.

Types of Cookies We Use:

• Essential Cookies: Required for the operation of the Site (e.g., session management, authentication).
• Analytics Cookies: Help us understand how visitors interact with the Site by collecting information anonymously.
• Functionality Cookies: Remember choices you make to improve your experience.

Most browsers are set to accept cookies by default. You can remove or reject cookies through your browser settings, but be aware that such action could affect the availability and functionality of the Site.

We may use Google Analytics and similar services to collect and analyze Usage Information. To learn more about how Google uses data, visit www.google.com/policies/privacy/partners/. You may opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on available at https://tools.google.com/dlpage/gaoptout.

If you would like more information about behavioral advertising practices, go to the Digital Advertising Alliance's WebChoices tool at www.aboutads.info.

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

We retain Personal Information that you provide to us where we have an ongoing legitimate business need to do so (for example, as long as is required in order to provide you with the Service, or as needed to comply with our legal obligations, resolve disputes, and enforce our agreements). We regularly review collected data and set data retention policies in order to delete data in accordance with legal obligations and applicable data protection laws.

When you close your account, we will retain your email address for our internal records unless you request its deletion. We will not actively use this email for communication unless required by law. All other personal data associated with your account will be deleted or anonymized in accordance with our data processing schedules. You may request the deletion of your email address at any time by contacting us.

From time to time, we may use your email address to send you information about substantial new products, features, or exclusive offers. You have the right to opt out of receiving these promotional communications at any time by using the "unsubscribe" link found in the emails or by contacting us directly to request exclusion from future mailings.

Please note that if you do opt-out of receiving marketing-related emails from us, we may still send you messages for administrative or other purposes directly relating to your use of the Service, and you cannot opt-out from receiving those messages.

We do not knowingly solicit information from or market to children under the age of 13. Our Site and Service are not directed at children under 13, and we do not knowingly collect Personal Information from children under 13. If we learn that we have collected Personal Information from a child under age 13 (or, in some jurisdictions, under 16) without verification of parental consent, we will take reasonable steps to delete that information as quickly as possible. If you believe we have collected Personal Information from a child under 13 without the appropriate consent, please contact us at support@marketregions.com.

Depending on your location and applicable law, you may have certain rights regarding your Personal Information, including:

• Right to Know/Access: The right to confirm whether we process your Personal Information and to access the specific pieces we have collected about you.
• Right to Correction: The right to request correction of inaccurate Personal Information.
• Right to Deletion: The right to request deletion of your Personal Information, subject to certain exceptions.
• Right to Data Portability: The right to receive your Personal Information in a structured, commonly used, and machine-readable format.
• Right to Opt-Out: Where applicable, the right to opt out of the sale or sharing of your Personal Information, or processing for targeted advertising.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.

To exercise any of these rights, please contact us at support@marketregions.com. We will respond to your request within the time period required by applicable law (generally 30–45 days). We may need to verify your identity before processing your request.

Under the California Consumer Privacy Act, as amended by the California Privacy Rights Act ("CCPA"), California residents have specific rights regarding their Personal Information, including the right to know, the right to delete, the right to correct, and the right to opt out of the sale or sharing of Personal Information.

Categories of Personal Information Collected: In the preceding twelve (12) months, we have collected the following categories of Personal Information: identifiers (name, email address, username, IP address); internet or network activity information (browsing history, usage data); and commercial information (subscription records, payment confirmation).

We have also collected professional or employment-related information (employer name, job title, professional registration status) in connection with market data subscriber classification requirements. This information is disclosed to securities exchanges and market data authorities for regulatory compliance purposes.

We Do Not Sell Personal Information: We have not sold Personal Information in the preceding twelve (12) months, and we do not sell Personal Information.

Under California's "Shine the Light" law (Civil Code Section 1798.83), California residents may request certain information regarding our disclosure of Personal Information to third parties for direct marketing purposes. We do not disclose Personal Information to third parties for their direct marketing purposes.

To exercise your rights under the CCPA, please contact us at support@marketregions.com.

If you are a Nevada resident, you have the right to request that we do not sell your covered information (as defined in Nevada Revised Statutes 603A.320) that we have collected or will collect about you. As a Nevada resident, you may also request to opt out of us sharing such information about you. To make this request, please contact us at support@marketregions.com. You must include your full name, email address, and attest that you are a Nevada resident by providing a Nevada postal address in your request. We will process your request within 60 days.

We recognize the Global Privacy Control (GPC) signal, which enables you to opt-out of certain uses or disclosures of your information. If you notify us of your preference through GPC, we will treat such signal as a valid request to opt out of “selling” or “sharing” your personal information for the associated browser or device. To learn more about Global Privacy Control, you can visit https://globalprivacycontrol.org/. Other than the Global Privacy Control, we do not recognize other “Do Not Track” signals that may be sent from your web browser or device.

Do Not Track ("DNT") is a web browser setting that requests that a web application disable its tracking of an individual user. There is no universally agreed upon standard for what a company should do when it detects a DNT signal. Accordingly, we currently do not respond to or honor DNT signals. This is distinct from Global Privacy Control and other opt-out preference signals, which we may recognize and honor as described above.

Because we serve users internationally, we may transfer your Personal Information outside of the country in which it was originally provided. This may include transfers to third parties, such as service providers who are located outside the United States, where data protection laws may not offer the same level of protection as those in your jurisdiction. When we transfer personal data outside of these areas, we take steps to make sure that appropriate safeguards are in place to protect your Personal Information.

Your information is stored and processed on infrastructure that may be located in the United States, Brazil, or other regions where our service providers operate. If you access the Site from another country, your information may be transferred to and processed in jurisdictions whose data-protection laws differ from those where you live. By using the Site or providing information, you consent to those transfers as described in this Privacy Policy.

If you are located in the European Union, European Economic Area, or the United Kingdom, you may have additional rights under the General Data Protection Regulation ("GDPR") or the UK GDPR, including:

• Right of Access: The right to obtain confirmation as to whether your Personal Information is being processed and to access that data.
• Right to Rectification: The right to have inaccurate Personal Information corrected.
• Right to Erasure ("Right to be Forgotten"): The right to request deletion of your Personal Information in certain circumstances.
• Right to Restriction of Processing: The right to restrict processing in certain circumstances.
• Right to Data Portability: The right to receive your Personal Information in a structured, commonly used, machine-readable format.
• Right to Object: The right to object to processing based on legitimate interests or for direct marketing.
• Right to Withdraw Consent: Where we rely on consent as a legal basis, you have the right to withdraw that consent at any time.

Legal Basis for Processing: We process your Personal Information on the following legal bases: (a) performance of a contract (to provide you with the Service); (b) legitimate interests (to improve our Service, prevent fraud, ensure security); (c) compliance with legal obligations; and (d) your consent, where applicable.

Data Controller: Market Regions is the data controller for your Personal Information collected through the Service.

Right to Lodge a Complaint: You have the right to lodge a complaint with a supervisory authority in your country of residence if you believe our processing of your Personal Information violates applicable law.

To exercise any of these rights, please contact us at support@marketregions.com. We will respond within one month of receipt of your request, or we will inform you if an extension is necessary (up to two additional months for complex requests).

If you are visiting the Site from a location outside of the United States, your information may be processed on infrastructure in multiple regions. Data-protection laws in those regions may differ from those where you live, and information may be subject to lawful access requests under the laws of those jurisdictions. By using the Site or providing information, you consent to such processing as set forth in this Privacy Policy.

For your convenience, the Site may contain links to Third-Party Social Media Services such as X (Twitter), YouTube, and other community platforms. We are not responsible for the privacy practices, products, services, or the content of such other websites.

The Site may also contain links to third-party websites, platforms, products, or services, including third parties with which we may have an affiliate, referral, sponsorship, advertising, or other commercial relationship. We may receive compensation or other benefits if you click on certain links or purchase products or services from such third parties. Any reference, link, recommendation, promotion, or other mention of a third party is provided for informational or convenience purposes only and does not constitute a warranty, representation, or guarantee by us regarding that third party or its products, services, content, privacy practices, security practices, terms, business practices, or conduct. You are solely responsible for reviewing and evaluating any third party before engaging with it, and your interactions with third parties are solely between you and the applicable third party. To the fullest extent permitted by law, we are not responsible or liable for any loss, damage, claim, injury, cost, or expense arising from or related to your access to, use of, reliance on, or transactions with any third-party website, platform, product, or service, even if we have recommended, linked to, promoted, or received compensation from that third party.

We incorporate commercially reasonable safeguards to help protect and secure your Personal Information. However, no data transmission over the Internet, mobile networks, wireless transmission, or electronic storage of information can be guaranteed 100% secure. As a result, we cannot guarantee or warrant the security of any information you transmit to or from our Site, and you provide us with your information at your own risk.

We may elect to change or amend our Privacy Policy from time to time; in such event, we will post the policy changes on the Site and update the "Last Updated" date at the top of this Privacy Policy. If we make material changes, we will notify you by email or by a prominent notice on the Site prior to the change becoming effective. Changes will be effective on the date posted. Your continued use of the Service after any such changes constitutes your acceptance of the new Privacy Policy.

This Privacy Policy and any disputes related thereto shall be governed by and construed in accordance with the laws applicable to Market Regions' principal place of business, without regard to conflict-of-law principles. If you are a consumer residing in the European Union, you will benefit from any mandatory provisions of the law of your country of residence. Your use of the Service may also be subject to other local, state, national, or international laws.

To comment or ask questions about this Privacy Policy and our data practices, or if you need to update, change, or remove your information, or appeal our refusal to honor your exercise of your rights with respect to your Personal Information, please contact us at:

Email: support@marketregions.com

Residents of certain states in the United States may have additional rights, and we will update this policy as and when such laws become applicable to us.

Your Rights to Your Personal Information: Generally, the rights available to residents of the United States under various privacy laws can be categorized as follows:

• Confirm whether we process their personal information.
• Access and delete certain personal information.
• Data portability.
• Opt-out of personal data processing for targeted advertising and sales.
• Correct inaccuracies in their personal information.
• Opt-out of profiling in furtherance of decisions that produce legal or similarly significant effects.

Non-Discrimination: Market Regions will not discriminate against users who exercise their rights under state privacy laws.

Exercising Your Rights: To exercise any of these rights, submit your request by contacting us at support@marketregions.com. We will respond within 30 days and notify you of the action(s) taken. Only you, or a person you authorize, may make a verifiable consumer request. You may make such a request for access or data portability twice within a 12-month period.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request. We do not charge a fee unless the request is excessive, repetitive, or manifestly unfounded.