Terms & Conditions

These Terms and Conditions form a binding agreement between you (personally or on behalf of an entity) and Market Regions ("Company," "we," "us," or "our") covering your access to and use of marketregions.com and any related websites, apps, tools, analytics panels, data feeds, APIs, mentorship features, and other offerings we make available (collectively, the "Site" and the "Service"). By using the Site you confirm that you have read and agree to these Terms. IF YOU DO NOT AGREE, YOU MUST STOP USING THE SERVICE IMMEDIATELY.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on your acceptance of and compliance with our Privacy Policy. Our Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your personal information when you use the Site and tells you about your privacy rights and how the law protects you. Please read our Privacy Policy carefully before using the Service.

For the purposes of these Terms and Conditions:

• "Affiliate" means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
• "Device" means any device that can access the Service, such as a computer, cellphone, or digital tablet.
• "Third-Party Social Media Service" means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service, including but not limited to community platforms, X (Twitter), YouTube, or other platforms integrated with or linked from the Site.

All content and services provided by Market Regions on the Site are for informational and educational purposes only. Nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, investment, or strategy. Market Regions is not a registered securities broker-dealer or an investment adviser with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities regulatory authority. We are not licensed or qualified to provide investment, legal, or tax advice. You are solely responsible for determining whether any investment, investment strategy, security, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance. You should consult your legal, tax, or financial professional regarding your specific situation. Trading and investing in securities involves substantial risk of loss and is not suitable for every investor.

Past performance of any options analytics, indicators, or data presented on the Site is not indicative of future results, and there can be no assurance that any strategy or tool will achieve comparable results or that any investment will be profitable. All forward-looking statements are based upon assumptions that may not prove to be correct. The Company is under no obligation to update or alter any forward-looking statements, whether as a result of new information, future events, or otherwise.

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by United States and foreign copyright, trademark, and other applicable laws. The Content and the Marks are provided on the Site "AS IS" for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

All trademarks, trade names, and logos displayed on the Site are proprietary to the Company, its Affiliates, or their respective owners, and the Site grants no license to them. Market Regions and associated logos and product names are trademarks or service marks of Market Regions in the United States and/or other countries.

Certain data, analytics, and information available through the Service may be derived from or based upon information provided by securities exchanges, market data processors, and other third-party information providers (collectively, "Market Data Sources"). Such underlying information is and remains the exclusive property of the applicable Market Data Source. Neither the Company nor any Market Data Source has waived any proprietary interest in such information by making it available through the Service.

You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. You agree that all information you provide during registration and at all other times will be true, accurate, current, and complete. You are solely responsible for any and all activity on your account. By subscribing to our service, you acknowledge that you qualify as a "Non-Professional" subscriber. A "Professional" subscriber, who may be required to pay for additional exchange fees, is defined as any person or entity who is:

• Registered or qualified with the SEC, CFTC, FINRA, or any other securities agency or regulatory body.
• Engaged as an investment adviser or asset manager.
• Using the service for any commercial or business purpose, or on behalf of any entity other than themselves.

You agree to accurately represent your status.

By subscribing to the Service, you further represent and warrant that: (a) you will receive data from the Service solely for your own personal use and not on behalf of any other person or entity; (b) you are not registered or qualified with, or an associated person of, any securities or commodities agency, authority, or exchange; (c) you are not engaged as an investment adviser, asset manager, broker-dealer, or in any capacity that would require registration with the SEC, CFTC, FINRA, or any state regulatory authority; (d) you are not employed by a bank or insurance company performing functions related to securities or commodity futures; and (e) you do not use the data provided through the Service for managing your employer's or any entity's securities or commodities assets, or for any business purpose.

We offer subscription plans as described on our Subscription page (including monthly and other billing intervals we may publish from time to time).

Payments: All payments are handled through our third-party payment processors (including Stripe and, where applicable, Eduzz). We do not store or have access to your credit card information.

Automatic Renewal: All subscription plans will automatically renew at the end of the subscription period. We reserve the right to change subscription pricing upon renewal, with at least thirty (30) days' prior notice to you via the email address associated with your account.

Cancellation: If you do not wish to renew, you must cancel your subscription at least 24 hours prior to your renewal date. You can manage your subscription and cancel at any time through your account settings page.

Refund Policy: All sales are final. Monthly and yearly subscriptions are non-refundable. We do not provide refunds or credits for any partial subscription periods.

Free Trials: We may, at our sole discretion, offer a subscription with a free trial for a limited period of time. You may be required to enter billing information to sign up for the free trial. If you do enter your billing information when signing up for a free trial, you will not be charged until the free trial has expired. On the last day of the free trial period, unless you cancel your subscription, you will be automatically charged the applicable subscription fee.

You may not access or use the Site for any purpose other than that for which we make the Site available. As a user, you agree not to:

• Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
• Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email.
• Share your subscription, password, or access to the Site with any other person. Subscriptions are for personal use only.
• Use any information obtained from the Site in order to harass, abuse, or harm another person.
• Use the Site or Service in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Service.
• Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.
• Use the Site or Service for any illegal, fraudulent, or unauthorized purposes, including but not limited to market manipulation or deceptive trading practices.
• Attempt to circumvent any content-filtering techniques, security measures, or access controls that we employ on the Site.

You may not, directly or indirectly: (a) redistribute, retransmit, republish, or make available any data or content from the Service to any third party through any means, including but not limited to screen sharing for commercial purposes, data feeds, or any electronic or manual method of systematic redistribution; (b) use any data from the Service as a component of or as a substitute for any real-time quotation service, market data feed, or market data redistribution service; or (c) use any data from the Service for the creation or calculation of any index, financial instrument, or investment product.

Access to our educational community channels and mentorship sessions is a privilege. By participating, you agree to the following:

• These channels are for educational and community purposes only.
• Advertising or solicitation of other services, products, or communities is strictly prohibited and will result in a warning, followed by a permanent ban.
• Do not engage in harassment, hate speech, or any disruptive behavior.
• Any trades, setups, or strategies discussed are educational and hypothetical. You remain solely responsible for your own trading decisions.

The Site may contain links to other websites ("Third-Party Websites") and may integrate with or provide access to Third-Party Social Media Services, including but not limited to community platforms, X (Twitter), YouTube, and similar platforms. Such Third-Party Websites and Third-Party Social Media Services are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites or Third-Party Social Media Services accessed through the Site. The inclusion of any links does not imply an endorsement or recommendation by us.

If you choose to connect your account with or access any Third-Party Social Media Service, you do so at your own risk. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any Third-Party Social Media Service. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods, or services available on or through any such Third-Party Social Media Service.

We strongly advise you to read the terms and conditions and privacy policies of any Third-Party Social Media Services or websites that you visit or connect to through the Site.

THE SITE AND ALL CONTENT AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS AND WITH ALL FAULTS AND DEFECTS WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, THE COMPANY, ON ITS OWN BEHALF AND ON BEHALF OF ITS AFFILIATES AND ITS AND THEIR RESPECTIVE LICENSORS AND SERVICE PROVIDERS, EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE SERVICE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE, OR TRADE PRACTICE. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY, TIMELINESS, OR COMPLETENESS OF THE SITE'S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, OR (3) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you. In such a case, the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANY OF ITS MARKET DATA SOURCES, MARKET DATA PROCESSORS, SECURITIES EXCHANGES, OR THEIR RESPECTIVE AFFILIATES GUARANTEES THE TIMELINESS, SEQUENCE, ACCURACY, OR COMPLETENESS OF ANY MARKET DATA OR ANALYTICS MADE AVAILABLE THROUGH THE SERVICE. NEITHER THE COMPANY NOR ANY MARKET DATA SOURCE, PROCESSOR, OR EXCHANGE SHALL BE LIABLE IN ANY WAY FOR ANY LOSS OR DAMAGE ARISING FROM OR OCCASIONED BY ANY INACCURACY, ERROR, DELAY IN, OR OMISSION OF, OR IN THE TRANSMISSION OR DELIVERY OF, ANY SUCH DATA, ANALYTICS, OR CONTENT. MARKET DATA AND ANALYTICS ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND ARE NOT INTENDED AS A SUBSTITUTE FOR OBTAINING MARKET DATA DIRECTLY FROM AN EXCHANGE OR AUTHORIZED DATA VENDOR.

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EXCEPT IN CASES OF OUR FRAUD, WILLFUL MISCONDUCT, INTENTIONAL INJURY, OR GROSS NEGLIGENCE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, AND EXCLUDING LIABILITY FOR FRAUD, WILLFUL MISCONDUCT, INTENTIONAL INJURY, OR GROSS NEGLIGENCE, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE TOTAL AMOUNT OF SUBSCRIPTION FEES PAID BY YOU IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR $1,000.00, WHICHEVER IS GREATER.

Some states and jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these jurisdictions, each party's liability will be limited to the greatest extent permitted by law.

YOU ACKNOWLEDGE AND AGREE THAT NO MARKET DATA SOURCE, SECURITIES EXCHANGE, DATA PROCESSOR, OR THIRD-PARTY INFORMATION PROVIDER SHALL HAVE ANY LIABILITY TO YOU WHATSOEVER, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATED TO THE MARKET DATA, ANALYTICS, OR CONTENT MADE AVAILABLE THROUGH THE SERVICE. THIS LIMITATION SHALL APPLY REGARDLESS OF WHETHER SUCH DATA SOURCE, EXCHANGE, PROCESSOR, OR PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of (a) your use of the Site or Service; (b) your breach of these Terms and Conditions; (c) any breach of your representations and warranties set forth herein; (d) your violation of the rights of a third party, including but not limited to intellectual property rights; or (e) any harmful act toward any other user of the Site with whom you connected via the Site or Service.

These Terms and Conditions and your use of the Site are governed by and construed in accordance with the laws applicable to Market Regions' principal place of business, without regard to its conflict of law principles.

For European Union (EU) Users: If you are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident.

For International Users: If you access the Service from outside the United States, you do so at your own risk and are responsible for compliance with local laws to the extent applicable. Your use of the Service may also be subject to other local, state, national, or international laws.

Binding Arbitration: Any dispute, controversy, or claim arising out of or relating to this Agreement shall be resolved through final and binding arbitration administered by a mutually agreed arbitration body under commercially reasonable rules. The arbitration will be primarily conducted virtually via video conference or other electronic means. In-person hearings, if deemed necessary by the arbitrator or mutually agreed upon by the parties, shall be conducted in a location designated by Market Regions, or virtually. Judgment on the arbitration award may be entered in any court having jurisdiction.

Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. To the full extent permitted by law, (a) no arbitration or proceeding shall be joined with any other; (b) there is no right or authority for any dispute to be arbitrated or resolved on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions.

Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service and cancel your subscription through your account settings page.

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, the indemnification obligation, and limitations of liability.

If Market Regions grants you access to an application programming interface, data feed, documentation, or developer tooling (collectively, the "API"), that access is also governed by this section in addition to the rest of these Terms.

14.1. API License and Restrictions: Your access to the API is granted for private, non-commercial use only, solely for the purpose of integrating our data for your personal informational and educational use. Your access to and use of the API and any data obtained therefrom is permitted solely on your own local device and computing environment. You may not access or use the API or any data derived therefrom on or through any third-party hosted compute or storage infrastructure, including without limitation Amazon Web Services (AWS), Microsoft Azure, Google Cloud Platform, or any substantially similar cloud service provider or shared hosting environment. Redistribution, resale, sublicensing, or any other commercial exploitation of any data or content obtained through our API is strictly prohibited unless a separate, explicit written commercial licensing agreement has been executed between you and Market Regions. We evaluate requests for such commercial licenses on a case-by-case basis. Any unauthorized commercial use or redistribution of API data will result in immediate termination of your access to the API and may lead to further legal action. All historical data made available through the Service — whether accessed through the API, purchased as a standalone dataset, or otherwise obtained — is licensed solely for your personal, non-commercial use. You may not use, store, share, or redistribute historical data for any business, professional, or commercial purpose, or on behalf of any third party.

14.2. API Keys and Security: You may be provided with API keys or other credentials to access the API. You agree to keep these API keys and credentials confidential and secure. You are solely responsible for all activities that occur under your API key, whether authorized or unauthorized. You must notify us immediately if you suspect any unauthorized use or compromise of your API key. You shall not share your API key with any third party.

14.3. Usage Limitations: Your use of the API is subject to specific rate limits, call volume limits, and other usage restrictions, which we may implement and modify from time to time in our sole discretion. You agree not to attempt to circumvent these limitations. Exceeding these limits may result in throttling, temporary suspension, or permanent termination of your API access.

14.4. Prohibited API Activities: In addition to the Prohibited Activities outlined in Section 6, you agree not to:

• Reverse engineer, decompile, disassemble, or attempt to discover the source code, underlying algorithms, or internal workings of the API.
• Use the API to develop or offer any product or service that competes with Market Regions.
• Introduce any viruses, worms, malware, or other harmful or disruptive code through your use of the API.
• Interfere with or disrupt the integrity or performance of the API or its related systems.
• Misrepresent the source or ownership of any data obtained through the API.
• Use the API for any illegal, fraudulent, unethical, or unauthorized purposes, including but not limited to market manipulation or deceptive practices.

14.5. API Modifications and Data Disclaimer: We reserve the right to modify, update, deprecate, or discontinue any aspect of the API at any time, with or without notice. While we may endeavor to provide notice of significant changes, we are not obligated to maintain backward compatibility. All data and content provided via the API are for informational and educational purposes only, provided "AS IS" and "AS AVAILABLE." We make no warranties or representations regarding the accuracy, completeness, timeliness, or reliability of any data obtained through the API, and you acknowledge that such data may be delayed, inaccurate, or incomplete. You assume all risk associated with your use of the API and any data derived therefrom.

14.6. No API Support or Service Level Agreement: Unless otherwise agreed in a separate written commercial licensing agreement, Market Regions is under no obligation to provide any technical support, maintenance, or service level agreements (SLAs) for your access to or use of the API.

Our collection and use of personal information in connection with the Service is described in our Privacy Policy. By using the Service, you consent to the collection and use of information as described therein.

We do not sell, rent, or market your personal data to third parties. We may share limited information with service providers (such as our payment processors (including Stripe and, where applicable, Eduzz)) solely as necessary to operate the Service.

If you connect your account with any Third-Party Social Media Service, we may collect certain information from that service as described in our Privacy Policy. You may disconnect such integrations at any time through your account settings.

For users located in the European Union or other jurisdictions with data protection laws, you may have rights regarding access, correction, or deletion of your personal data. Please contact us at support@marketregions.com for such requests.

Market Regions provides options analytics tools and related educational content. Unfortunately, our reputation may lead to scams by imposters, cyber criminals, and other fraudulent actors that falsely claim to come from us or to be associated with us, our brands, or our officers and employees.

These scams may include invitations to join in investment opportunities via online platforms, social media accounts, and misleading or spoofed email addresses. These are not affiliated with Market Regions in any way and are not legitimate. Market Regions and its officers and employees will never (1) promote stocks, tokens, or any other investment opportunities directly to consumers through any social media account or other online medium, including community platforms, X (Twitter), Telegram, WhatsApp, or email, or (2) request money, bank account details, or any other personally identifiable information from any individuals by phone, text, email, or any messaging platform.

If you suspect that Market Regions or our employees are being impersonated in communication with you, please email support@marketregions.com.

You acknowledge and agree that the securities exchanges, market data processors, and third-party information providers whose data underlies the Service (collectively, "Data Providers") are intended third-party beneficiaries of the provisions of these Terms relating to the use, redistribution, and protection of market data, and that such parties may enforce such provisions directly against you.

The Company reserves the right to amend or supplement the terms governing your access to market data at any time upon notice to you, including as may be required by changes to agreements between the Company and its Data Providers. Your continued use of the Service following such notice constitutes acceptance of the amended terms. In the event of any conflict between the general provisions of these Terms and any market-data-specific terms imposed by a Data Provider, the more restrictive provision shall control with respect to your use of the applicable data.

You further acknowledge that your access to market data through the Service is conditioned upon your agreement to use such data solely for your own personal, non-commercial, informational purposes. Any use of market data obtained through the Service for purposes other than personal viewing — including, without limitation, for automated trading systems, algorithmic order generation, or redistribution to third parties — may subject you to additional fees, require execution of a separate agreement, or result in termination of your access to the Service.

We may update these Terms from time to time in our sole discretion. All changes are effective when we post the updated Terms on the Site, unless otherwise required by applicable law. The "Last Updated" date at the top of these Terms will reflect the date of the most recent changes. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms and Conditions. We encourage you to periodically review these Terms for any updates.

Severability: If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Waiver: Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter, nor shall the waiver of a breach constitute a waiver of any subsequent breach.

These Terms and Conditions, together with our Privacy Policy and any other legal notices or policies published by us on the Site, constitute the entire agreement between you and the Company regarding your use of the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Service.

To ask questions about these Terms or the Site, contact us at support@marketregions.com.